File a Wyoming Report of Injury within 10 days of when the injury became apparent, and make sure the employee reported it to you within 72 hours if possible. That is the form the insurance side will care about first.

The auto insurer may tell you to let the company car policy handle the whole thing. That sounds simpler. It usually is not.

What is actually true in Wyoming: if your employee was hurt in the course of work, the first lane is usually workers' compensation through the Wyoming Department of Workforce Services, Workers' Compensation Division. That covers the employee's injury claim for medical treatment and possible temporary total disability benefits if they miss work.

Your auto insurance is still important, but for a different job. It usually handles vehicle damage, claims from other drivers, and liability issues from the crash itself. If a distracted parent or another driver caused the wreck near a Rock Springs school zone, your employee may also have a third-party claim against that driver separate from workers' comp.

Do not push the employee to use personal health insurance instead of filing workers' comp.

Do not pay cash and hope it stays informal.

Do not punish the employee for filing a claim or for reporting the injury.

If the doctor releases the employee to light duty, you can offer work within those restrictions. If you have no safe light-duty job, that does not erase the claim.

For a company-car crash around Rock Springs, especially on busy routes toward US-191 or I-80 where heavy industrial traffic mixes with school-season congestion, the smarter path is usually:

• Workers' comp for the employee's injury
• Auto insurance for the crash-related vehicle/liability side
• Third-party claim if another driver caused it

That keeps the claim in the right bucket and protects both your business and your employee.